In Irkutsk, experts advise taking a mortgage right now
In Irkutsk, experts advise taking out a mortgage in Irkutsk right now. In banks, rates have already increased by 1-1.5 percent and, according to experts, will be even higher in the future. According to Irkutskstat, apartments in Irkutsk have risen in price by about 9 percent since the beginning of this year. The big jump came in the summer. Especially the rise in prices is noticeable in the secondary real estate market. The leaders are Oktyabrsky, Kirovsky and Sverdlovsky districts of the city. The cost of housing here is comparable to the megacities of the country and even the Moscow region. According to experts, sellers are raising prices, as there is a demand for apartments. They take housing most often in a mortgage. Since the beginning of the year, banks have issued 14,000 loans worth 23 billion rubles. Realtors note negative trends for the consumer in the mortgage lending market. In some banks, rates have already increased by 1-1.5 percent and are expected to will continue to grow. In addition, according to the law, developers cannot use the funds of equity holders for the construction of housing and will receive them only after the commissioning of the facility. Until then, buyers' money will be kept in the bank. For the construction of a house, the company will take a loan from the same financial institution. On the one hand, this will protect the client, but on the other hand, it may increase the cost per square meter. Also, the cost of building materials and equipment is affected by the depreciating ruble. “Compared to the same period last year, the volume of loans granted increased by 60 percent. The debt on loans granted amounted to 102 billion rubles,” said Irina Kirshner, head of the economic department of the Irkutsk branch of the Siberian State Bank of Russia. GJA company. rf offers a full range of actions for the selection of mortgage programs on the most favorable and convenient terms. The advantages of our agency are the minimum percentage and excellent service. We will help you get a loan for an apartment without a down payment in Irkutsk or arrange a mortgage on other terms. We, a Siberian company with an international reputation, help clients with issues of buying, selling, renting, exchanging, mortgages in all cities where we have a presence - Novosibirsk, St. Petersburg, Irkutsk, Vladivostok, Pattaya, Dubai, Alanya, Phuket and Toronto. The company GZHA.rf is one of the 5 leaders among the largest real estate agencies in the city of Novosibirsk. We will help you get a loan for an apartment without a down payment in Irkutsk or arrange a mortgage on other terms. We, a Siberian company with an international reputation, help clients with issues of buying, selling, renting, exchanging, mortgages in all cities where we have a presence - Novosibirsk, St. Petersburg, Irkutsk, Vladivostok, Pattaya, Dubai, Alanya, Phuket and Toronto. The company GZHA.rf is one of the 5 leaders among the largest real estate agencies in the city of Novosibirsk. We will help you get a loan for an apartment without a down payment in Irkutsk or arrange a mortgage on other terms. We, a Siberian company with an international reputation, help clients with issues of buying, selling, renting, exchanging, mortgages in all cities where we have a presence - Novosibirsk, St. Petersburg, Irkutsk, Vladivostok, Pattaya, Dubai, Alanya, Phuket and Toronto. The company GZHA.rf is one of the 5 leaders among the largest real estate agencies in the city of Novosibirsk.
