Deputy Chairman of the Central Bank Olga Polyakova during the discussion "Construction Industry Reform" said that the banking system is almost ready for a gradual transition to project financing.
According to Olga Polyakova, the main confirmation of the readiness of banks to provide housing construction under the new rules is capital of authorized banks. There are already about a hundred such banks, and their capital stock is several times higher than the figure of 6.6 trillion rubles indicated in the national project.
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The Deputy Chairman of the Bank of Russia noted that not all authorized banks are aimed at lending to corporate clients, and especially for lending to the construction sector. Some of the banks have an exclusively retail model.
According to the speaker, out of five thousand registered Russian developers, only one thousand has experience in dealing with financial institutions and obtaining loans. To date, about 1,000 developers have applied for project financing to eighteen banks, and now 8.5 billion rubles have already been placed on escrow accounts.
