Demand for mortgage increased by 72% in Novosibirsk region
The Novosibirsk region has become the absolute leader in the country in terms of growth in mortgage loans. According to the United Credit Bureau (UCB), in the first nine months of 2018, Novosibirsk residents entered the top ten most active creditors in Russia. For the third quarter of this year, residents of the Novosibirsk region were given 221,000 loans worth 48.2 billion rubles. The growth in lending compared to 2017 is 60 percent. At the same time, the number of new loans increased by only 4 percent. According to OKB, the highest growth rates are observed in the segments of credit cards and mortgages, where the Novosibirsk region was the first in the growth of these loans. Mortgage lending increased by 72 percent, the number of new loans - by 53. The average mortgage bill amounted to 1.9 million rubles. The increase for the year for this indicator was 12 percent, which is higher than the data for Russia - 10 percent growth in the average check. The average mortgage of a Novosibirsk citizen this year is 1.92 million rubles, a car loan - 954 thousand rubles, and a loan on credit cards - 68.4 thousand rubles. At the same time, a decline to 100 thousand rubles was recorded in POS lending. The number of loans that are issued directly in stores without visiting the bank fell by 29 percent in the third quarter. But Novosibirsk residents willingly take loans over 100 thousand rubles. Significant growth was noted here: in terms of amount - by 72 percent, in terms of the number of loans - by 53. GZHA.rf offers a full range of actions for selecting mortgage programs on the most favorable and convenient terms. The advantages of our agency are the minimum percentage and excellent service. We will help you get a loan for an apartment without a down payment in Novosibirsk or arrange a mortgage on other conditions. We, a Siberian company with an international reputation, help clients with issues of buying, selling, renting, exchanging, mortgages in all cities where we have a presence - Novosibirsk, St. Petersburg, Irkutsk, Vladivostok, Pattaya, Dubai, Alanya, Phuket and Toronto. The company GZHA.rf is one of the 5 leaders among the largest real estate agencies in the city of Novosibirsk.
