Siberian company with an international name CMP, real estate news, mortgage news

The Bank of Russia predicts a further gradual reduction in mortgage rates and their stabilization at the level of seven to eight percent. This is reported by TASS with reference to the head of the Central Bank Elvira Nabiullina.

Our ice hockey team took first place in the Novosibirsk Winter League championship of the 2017-2018 season! Congratulations

The Novosibirsk family owned the largest part of the three-room apartment. Later, in the same apartment, a certain buyer bought a share of 3/9, after which he demanded that he be allowed to live in this apartment. At the same time, this housing has walk-through rooms (each of which, moreover, is larger than the share of the new buyer), which made it impossible for the new owner and the family who lived previously to live together: the new tenant would have to go to the kitchen, bathroom and balcony through the rooms of the former owners, which in turn would violate their rights.

20-year visa to Thailand for buying an apartment in Pattaya? The first initiative of its kind in Thailand, where a developer, in conjunction with the Tourism Authority of Thailand, is offering 20-year visas to foreign nationals who buy apartments in a Pattaya condominium.

The Ministry of Construction officially clarified when equity holders cannot be recognized as deceived

Mortgage rates: why will they fall? BN turned to specialists with a request to tell how they see the mortgage market in six months. What will happen to interest rates, will the share of products subsidized by developers decrease, will demand return to the pit stage?

Effective August 23, 2017, the United States will suspend the issuance of non-immigrant visas throughout Russia. According to the website of the American embassy, ​​"in connection with the measures taken by the Russian Federation to limit the number of employees of the US diplomatic mission in Russia, starting from August 23, 2017, the procedure for issuing non-immigrant visas throughout Russia will be suspended," Gazeta.ru writes.

A notary and the purchase of foreign real estate It is difficult to overestimate the role of a notary when buying a house abroad: it is his participation in the process that guarantees the legality and "purity" of the sale and purchase transaction, compliance with all the subtleties of the law, serious legal examination of documents - and, in general, protection of the rights of both parties at the time of transfer of the object to the new owner. Let's take a closer look at the subtleties of interaction with notaries abroad. Briefly about the main thing A notary is a qualified lawyer, a kind of “independent witness”, acting on behalf of the state, certifying indisputable facts and certifying the legality of legal acts in real estate transactions. When it comes to buying property abroad, the buyer must take the involvement of a notary with all seriousness - after all, it is this representative of the authorities who will become the guarantor of the legality and correctly concluded transaction. The notarial form of a transaction certification is a reliable, convenient and beneficial way for all parties to protect their rights and a guarantor of the absence of problems in the future. The notary acts in the interests of the law and conducts a legal examination of documents, checks the legality of the actions of both parties and their compliance with the terms of the contract of sale, professionally explains to the parties the consequences of their actions. It should be understood that the notary does not “work” for any of the parties, but provides them with independent objective legal assistance. In addition to certifying the authenticity of the transaction, the range of notary services also includes certification of copies of documents in the language of the state, in which the sale and purchase takes place, as well as signatures; preparation of a draft contract of sale; request and transfer of all necessary information to the state registration authorities; acceptance in deposit (for safekeeping) of cash and securities; carrying out the necessary payments of taxes and fees; certification of the fact of the presence of balances (debts) on payments, etc. It is worth noting that in any country, when conducting a real estate purchase and sale transaction by foreigners, a notary must have an interpreter present. In some cases, you can refuse his services and confirm the transaction exclusively in writing, but this will become the exception rather than the rule. A representative of a real estate agency that conducts a transaction abroad will help you find a professional translator. Regarding the cost of notary services, then they average 1-2% of the transaction amount. The role of notarized documents In general, notarized deeds in a real estate purchase and sale transaction guarantee the protection of the legitimate interests of individuals and legal entities making a transaction, and, in case of contradictions, help to resolve them effectively. And also - to prevent the occurrence of litigation in the event of participation in the transaction of unscrupulous persons or actions with "doubtful" objects. Agree, no one wants to be in court when it comes to such a pleasant event as buying their own house or apartment abroad. But even if this happened, and the problem had to be resolved through the court, documents certified by a notary will have increased probative value. The buyer must understand that a notary is a representative of the law and is responsible for the legality of the transaction with his license to work. His presence is a guarantee of the legality of the concluded sales contract. The process of notarization of the transaction In the EU countries, the certification of a real estate purchase and sale transaction by a notary is a mandatory procedure: it is he who checks the purity of the transaction and actually transfers ownership from one owner to another. The procedure may vary slightly from country to country, but as a rule, a notary is involved at the stage of signing the final contract of sale, which ensures the transfer of ownership. After registering the transfer of ownership, the notary sends documents about the new owner to all relevant authorities and pays the necessary taxes and fees. And in many European countries, the notary, among other things, pays a commission for the transaction to realtors. That is why the money for the purchase of real estate is transferred to a notary in a special account. This is a reliable way to "storage" funds, which in Europe is an analogue of the deposit box used in Russia. The notary guarantees the safety of funds received to this account. He independently transfers them to the seller immediately after registering the ownership of the new owner of the property. This relieves the buyer of the need to cash out large sums of money, their transportation to the bank branch - and the associated risks. A notary's deposit account is also protected from bank failure. In addition, using a notary's deposit is often cheaper than renting a safe deposit box. Buying in detail Many buyers are wondering how to find a professional notary in an unfamiliar country so that the transaction goes as smoothly as possible and is 100% legal. It's not worth worrying about. As a rule, each property is tied geographically to a specific local notary - and, accordingly, to a specific notary. This is especially true for secondary real estate - all issues related to transactions with an object are conducted through a specific person, and sometimes the “database” of all owners and completed transactions for a single house can amount to several volumes of documents, especially when it comes to an old building. So this notary will know all the smallest details about the house chosen by the buyer. Usually, a notary is involved specifically for the purchase and sale of foreign real estate - and much less often when renting, during the occurrence of various "difficult" situations. This can be the issuance of powers of attorney for rent, which will require notarization, the opening of special bank accounts with the provision of notarized copies of documents, etc. The role of a notary in different European countries Since each state has its own legislation, the role of a notary differs somewhat from country to country. So, in the UK, before a notary is involved on the part of the buyer and the seller, lawyers participate in the process, discussing the cost among themselves, representing the interests of the seller on the one hand and the buyer on the other. In Germany, for example, there is no such rule, therefore, the seller and the buyer can simply go to the notary together and carry out the transaction. In general, the differences are minimal, but before making a deal, the buyer should discuss all the details with his realtor. Five expert tips for everyone who is going to make a deal with foreign real estate and involve a notary 1. Do not be afraid for the process of legality of the transaction when buying real estate abroad: it is the notary who is the guarantee of its reliability. 2. If there are any doubts about the purchased object, it is the notary who can always look at the history of this object and get a full statement on it. 3. The notary is determined by the territorial principle: the buyer, most likely, will not have to look for it on his own. The one who helps you with the transaction (a realtor or maybe a bank) will point you to the notary, who will carry out the transaction. 4. Do not worry about the transfer of funds for the purchase of an object to a notary - this is a special account in which money is kept until the end of the transaction. This is an analogue of the deposit box used in Russia. 5. The notary controls the transaction, but the notary is also controlled by the local authorities, so the purity and integrity of the transaction is very high.

Layering The housing market is changing. According to Eduard Lyakhov, Sales Director of LLC DSK KPD Gazstroy, the crisis contributes to its recovery and purification, and also clearly segments the players.

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