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Откладывать покупку квартиры в ипотеку не следует

Don't put off buying a home with a mortgage

According to experts, buying an apartment with a mortgage should not be postponed. In the future, you can always refinance mortgage loan and lower the rate on it.

According to Andrey, strategic marketing manager at Promsvyazbank Barhota, under the current conditions, postponing the decision to buying an apartment in anticipation of more favorable conditions will not bring any economic benefit.

In the current year, the Bank of Russia lowered the key rate twice, while the total reduction amounted to 0.5 percentage points. As a result, the cost of funding for credit institutions decreased. In anticipation of a further reduction in interest rates against the backdrop of the achieved level of macroeconomic stability, many major mortgage lenders have reduced rates on their mortgage programs.

At the moment, a slowdown in the mortgage loan portfolio is noticeable, which indicates expectations of a further decrease in lending rates and the accumulation of pent-up demand purchase of an apartment.

The offer rate of the largest banks fluctuates around 9.7-9.8 percent. Buy an apartment, most likely, it will be possible at the same price. In a number of segments of the primary market, prices may increase slightly, which largely offsets the economic effect of the lower mortgage rates. which testifies to the expectations of a further reduction in lending rates and the accumulation of deferred demand for purchase of an apartment.

The offer rate of the largest banks fluctuates in the region of 9.7-9.8 percent. Buy an apartment, most likely, it will be possible at the same price. In a number of segments of the primary market, prices may increase slightly, which largely offsets the economic effect of the lower mortgage rates. which testifies to the expectations of a further reduction in lending rates and the accumulation of deferred demand for purchase of an apartment.

The offer rate of the largest banks fluctuates in the region of 9.7-9.8 percent. Buy an apartment, most likely, it will be possible at the same price. In a number of segments of the primary market, prices may increase slightly, which largely offsets the economic effect of the lower mortgage rates. a href="https://www.gjacip.ru/ipoteka/">Buy an apartment, most likely, it will be the same price. In a number of segments of the primary market, prices may increase slightly, which largely offsets the economic effect of the lower mortgage rates. a href="https://www.gjacip.ru/ipoteka/">Buy an apartment, most likely, it will be the same price. In a number of segments of the primary market, prices may increase slightly, which largely offsets the economic effect of the lower mortgage rates.
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