During the operation of the
housing lending market in Russia, which has been running for more than 20 years, the portrait of a standard mortgage borrower has changed a lot.
< br> Unlike the 1990s, when
housing loans most often were taken by middle-aged people with high foreign exchange income, today < a href="http://www.gjacip.ru/ipoteka/">mortgage is a mass product available to younger and less wealthy segments of the population.
According to the analytical center DOM.RF, The average mortgage lender in Russia today is a person aged 30-35 with a family and a secondary education. This is a specialist or a middle manager. Most often, a loan is taken to buy housing for a family, in the secondary market, but in a house built no more than 20 years ago. These are the standard parameters of a mortgage lender for the last 5 years.
Despite the fact that the portrait of a standard mortgage borrower in Russia has changed a lot, one parameter remains unchanged, and that is marital status. The average mortgage lender today, like 20 years ago, is a married person with one or two children. Experts attribute the change in the income of a mortgage lender from very high to average to more affordable lending conditions.
selection of
mortgage programs on the most favorable and convenient terms. The advantages of our agency are the minimum percentage and excellent service. We will help you get
a loan for an apartment without a down payment in Novosibirsk or apply for
mortgage on other terms.
We, a Siberian company with an international name
ГЖА .рф, we help clients with
buying real estate,
sales,
rent,
exchange,
