The Novosibirsk Region is among the top five regions where the most loans have been issued for
purchase of commercial real estate. The leader in issuing
mortgages on
apartments is Moscow. The Top 5 also includes St. Petersburg, Sverdlovsk and Chelyabinsk regions. The data is provided by DOM.RF Bank.
In recent years, there has been a significant increase in interest in
mortgages for apartments in Russia. Demand for
commercial real estate is growing annually by an average of 80 percent.
Since the beginning of 2021, the volume of loans to apartment purchases have almost tripled compared to the first quarter of last year. The number of applications for
mortgages in January-March increased by 2 times over the year compared to the same period in 2020.
< br> Average cost of mortgage purchased in
mortgage commercial real estate is 10 million rubles, the average loan amount is 5 million rubles. According to the stage of readiness, most often clients make transactions on
purchase of apartments in the primary market - 45 percent of loans issued for the purchase of non-residential premises . The refinancing of a
mortgage taken from another bank accounts for about 40 percent, and 15 percent for ready-made objects.
