Now, in order to
buy an apartment and
apply for this mortgage in Sberbank, no copy of the work book is required, which previously confirmed employment.
Instead, clients can receive an online extract from the PFR. At the same time, the procedure for requesting and submitting data from the PFR extract to the bank takes only five minutes. For Sberbank payroll card holders, it is not necessary to confirm employment when applying for
mortgage.
Previously, to confirm employment when applying for
mortgages for buying an apartment it was necessary to provide a copy of the work book certified by the employer.
Since October 1, Sberbank has reduced rates on
mortgage. Now
you can buy an apartment in a new building with a mortgage at a rate of 7.3 percent per annum.
Buy an apartment on the secondary market — from 8.8 percent.
Reduced rates for applications submitted from October 1 , except for the Military Mortgage product and the State Support Program for Families with Children, will amount to 0.3 percentage points for finished and under construction housing, suburban real estate, the construction of a residential building, the purchase of a garage and parking space, non-targeted loans secured by real estate.